In the 21st century the world is highly financialized, and income alone is not a sufficient support for millions of households. All people require access to safe financial products and services as well as sound financial knowledge. In addition, all families should be able to accumulate assets for their security and long-term development. Since its inception, CSD has served as a leading center for research on ways to enhance the financial security and development of families in the United States and around the world.
Research from 1997
Individual Development Accounts: Creative Savings for Families and Communities, Karen Edwards
Mortgage Lending: Is Gender a Factor?, Cynthia K. Sanders, Edwaard Scalon, and Shirley R. Emerson
Research from 1996
Education, Assets, and Intergenerational Well-Being: The Case of Female Headed Families, Li-Chen Cheng and Deborah Page-Adams
Homeownership and Its Impacts: Implications for Housing Policy for Low-Income Families, Edward Scanlon
What We Know About Effects of Asset Holding: Implications for Research on Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams and Michael Sherraden
Research from 1995
Effects of Assets on Attitudes and Behaviors: Advance Test of a Social Policy Proposal, Gautam N. Yadama and Michael Sherraden